01 A claims service for civil liability insurance
Your insurer has not paid the compensation it owed you after an accident. When you signed your civil liability policy you did not know it included limiting or defining clauses. You need to find a firm of lawyers specialising in civil liability and insurance in Madrid to handle your claim.
You are looking for a law firm offering a service that helps you claim on a civil liability policy for the loss and damage caused to you or to your property for which you have not been compensated.
02 We review the breach of contract
Insurance contracts often come with small print, which is why it is worth reading them carefully so as to know what they actually give you. You need lawyers who will review the insurer's breach of contract so that you receive your civil liability compensation.
03 We look at the type of compensation
You are looking for a firm specialising in civil liability in Madrid to look carefully at the type of compensation you might be entitled to. You also want them to explain why your insurer is not offering the compensation it should and what steps you have to take to win the claim.
We handle the claim
04 Requirements for obtaining civil liability compensation
For you to obtain civil liability compensation, a series of very important requirements have to be met.
05 Loss and damage must exist
The insurer has not paid you for loss and damage caused to you or to your property through the fault of the person who was insured, whether that is your car or your home, among other things. Loss and damage can occur in a great many different ways.
06 Bringing a claim
Before handling the court claim you will need to bring a claim against the insurer that has not paid you for the loss and damage caused by the person who was insured at the time of the incident. It may be that the person who caused the damage was not insured, in which case you can notify them in writing that they have to compensate you for the loss and damage they caused.
07 Examination by the court
Every document you put forward will have to be examined by the court, along with the questioning of you, of the person who caused the damage and of the insurer if the person at fault was covered by a policy including third-party liability. The people present when the incident happened will also have to give evidence, and an expert report on the subject of the claim will be needed.
08 How to instruct our lawyers expert in civil liability
Getting in touch with our lawyers expert in civil liability is very straightforward. We are Escalera & Tuset, a firm specialising in bringing claims against civil liability insurers with more than 10 years of experience in this field, and we have already acted for a range of clients in claims against different insurance companies. To find out more about what we do, get in touch through the form on our website. If you prefer, you can send us an email setting out your case or call us on the phone. We will be glad to help you with whatever you need to claim against your insurer.