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Lawyers specialising in civil liability and insurance in Madrid

Lawyers specialising in civil liability and insurance in Madrid. We help you bring your claim. Ask us today.

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01 Claiming on the policy
02 Breach of contract
03 Type of compensation
04 Requirements
01 — What we do

If the insurer does not pay, this is what we do

The difference between a limiting clause and a defining clause is what decides whether you get paid.

If the insurer does not pay, this is what we do

Your insurer has not paid out after an accident

A formal notice to the company, which puts the late payment interest under article 20 on record, and, if it does not respond, a direct claim against it.

The policy has a clause you do not remember signing

We check whether it is a limiting clause and whether it was highlighted and signed: if it was not, it cannot be relied on against you.

The company says that loss is not covered

Challenging the refusal of cover and any reduction in the payout that the company cannot justify.

Someone is claiming against you for damage you caused

Coordinating with your insurer and, if a conflict of interest with it arises, your independent defence.

You do not know what you have lost is worth

An expert report on the personal injury, the property damage and the income you have lost.

The person responsible had no insurance

If it was a vehicle, a claim to the Spanish insurance compensation fund; in other cases, directly against the assets of the person responsible.

02 — The service

Is your insurer not paying what it should? We claim it for you.

Escalera & Tuset · Civil law · Madrid

Getting in touch with our lawyers expert in civil liability is very straightforward.
Not sure? Give us a call 911 923 480 We reply within the same working day. First consultation free.

«Excellent treatment and outstanding professionals. Thanks to Pepe Dominguez Tuset, who resolved my problems.»

Ritesh
Google review · 10 months ago
4,6
10 reviews on Google ↗
03 — How we start

This is how we start to resolve your case

You will know who is handling your matter, what your options are and what it is going to cost. No surprises.

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  1. You call or write to us

    On +34 911 923 480 or through the form. We get back to you within the same working day.

  2. We study the case

    We review the documents and tell you what your real options are, with their deadlines and their risks.

  3. A fixed quote

    We give you the cost of the solutions on the table before we start. With no obligation.

  4. We get to work

    A named lawyer handles your matter and keeps you informed at every stage of the procedure.

04 — Questions

What people ask us before they instruct us

Yes. The law gives the injured party a direct right of action against the insurer of the person who caused the loss, without having to sue the insured first.

If the loss does not arise from a contract, the general period is one year from when the extent of the loss is known. If you are claiming against your own insurer under the policy, the period is two years for damage insurance and five for personal insurance. We check that against your particular case.

If it neither pays nor sets aside the compensation within three months of the loss without good reason, it also has to pay a particularly high rate of late payment interest.

Depending on the type of loss, the Spanish insurance compensation fund may be liable, or the claim can be brought directly against the assets of the person responsible.

The Escalera & Tuset team at work in the office
05 — Quote

Tell us about your case. We call you today

First consultation free and with no obligation.

911 923 480

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06 — In detail

More about civil liability and insurance

A claims service for civil liability insurance

Your insurer has not paid the compensation it owed you after an accident. When you signed your civil liability policy you did not know it included limiting or defining clauses. You need to find a firm of lawyers specialising in civil liability and insurance in Madrid to handle your claim.

You are looking for a law firm offering a service that helps you claim on a civil liability policy for the loss and damage caused to you or to your property for which you have not been compensated.

We review the breach of contract

Insurance contracts often come with small print, which is why it is worth reading them carefully so as to know what they actually give you. You need lawyers who will review the insurer's breach of contract so that you receive your civil liability compensation.

We look at the type of compensation

You are looking for a firm specialising in civil liability in Madrid to look carefully at the type of compensation you might be entitled to. You also want them to explain why your insurer is not offering the compensation it should and what steps you have to take to win the claim.

We handle the claim

Requirements for obtaining civil liability compensation

For you to obtain civil liability compensation, a series of very important requirements have to be met.

Loss and damage must exist

The insurer has not paid you for loss and damage caused to you or to your property through the fault of the person who was insured, whether that is your car or your home, among other things. Loss and damage can occur in a great many different ways.

Bringing a claim

Before handling the court claim you will need to bring a claim against the insurer that has not paid you for the loss and damage caused by the person who was insured at the time of the incident. It may be that the person who caused the damage was not insured, in which case you can notify them in writing that they have to compensate you for the loss and damage they caused.

Examination by the court

Every document you put forward will have to be examined by the court, along with the questioning of you, of the person who caused the damage and of the insurer if the person at fault was covered by a policy including third-party liability. The people present when the incident happened will also have to give evidence, and an expert report on the subject of the claim will be needed.

How to instruct our lawyers expert in civil liability

Getting in touch with our lawyers expert in civil liability is very straightforward. We are Escalera & Tuset, a firm specialising in bringing claims against civil liability insurers with more than 10 years of experience in this field, and we have already acted for a range of clients in claims against different insurance companies. To find out more about what we do, get in touch through the form on our website. If you prefer, you can send us an email setting out your case or call us on the phone. We will be glad to help you with whatever you need to claim against your insurer.

Also in civil law

A firm specialising in civil law. Expert lawyers working from Madrid across Spain. Specialists in civil claims and litigation.